Posted by
Slowxfish
4 yrs ago
I've got someone just talked to me about this product lately. Still not so sure, heard cash will be trapped for years
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Hi slowxfish,
It depends on what you're aiming for, because the maximum tax deductible limit is ~10,000hkd each year per taxpayer, still a good number for some high-income taxpayers. However, it is a long-term insurance contract for the purpose of converting your capital into long-term stable income for retirement, definitely not for pursuing a high return.
p.s. 31 March 2020 is the end of the annuity period of 2019/20, done it before the date if you're considering about it.
PM me if you need consultations, I'm an insurance agent from AIA.
Karen
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