Posted by
manekineko
19 yrs ago
I am about to buy a flat price around
1.9 million
The agency ask me to complete a form for Mortgage isurance? Is this normal? They said that it's for pre aproval before I really apply for a Mortgage loan.
What's the best deal now for 95% Mortgage? Can i take out loan together to pay for the other expense like stamp duty, lawyer fee and Mortgage insurance?
Which bank offer the best deal if I want to sell flat 2-3 years later?
I got offer from HSBC and StanChart, what about other bank?
HELP HELP
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I suggest you contact http://www.mreferral.com - excellent service and knowledge of all the questions you have asked.
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Don't think about flipping a property in HK, unless the purchase price is peanuts for you.The HK property market is one of the most volatile in the developed world. Yes, you could make 50% profit in 2 years. But you could equally lose 50% (or more). People who bought in summer 1997 were underwater until 2004.
If you simply want to punt, do it with warrants on property shares.
As dimac4 says, mreferral will help you with all your questions. Their English language site is http://www.mreferral.com/english/index.html
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