Posted by
DaHKGKid
17 yrs ago
Hello All,
Some time ago we posted a thread related to who was offering the best mortage rates and deals in town. Variables now in play to just rates reduction, Prime minus X could include fixed rates and terms, fit up loans, deferrred stamp duty/deposit/high ratio mortgage loan to HK Housing Insurance by way of loans or 1-2 year payment schemes.
Let us share who is offering the best so we can potentially purchase homes in HK.
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sxc
17 yrs ago
SCB: P-3.15%, 0.8% rebate on 70% of valuation, Full repayment penalty is valid 1 year. Full repayment in year 2&3 will make you give your rebate back.
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I believe that should read 2.35% for SCB as well.
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How do you apply the Hibor rate to neg. a mortgage?
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Yes, this is great information. I believe the banks will follow any future rate hikes from the Fed anyhow. Would this also apply to company bought properties and/or high ratio loans that would be insured or does this have no bearing on Hibor mortgages as it is only the type of loan?
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