First of all take a deep breath and do not panic. It is time to stop listening to all the rubbish your husband is feeding you. He is no longer your friend.
Unless you have signed a pre-nuptial agreement with your husband stating differently, there is no such as "i have no money of my own." Everything you and your husband own, individually or jointly, eg. money and assets, belong to both of you, not just him. Although he might be nasty and temporarily blocks your access to it to make your life difficult, ultimately through the courts your will get your share.
Likewise it is not up to your husband to say whether you will lose the children, he is not the judge. It sounds like you have been a stay at home mum and the primary carer of the children, it is more likely you will be allowed to continue to look after the children than not.
You need to get legal advice NOW, even if you may not have access to a lot of money right now, explain to the lawyers you own a house, some firms are willing to postpone part of the payment until settlement comes along and you get your half of the assets.
Be strong and ignore whatever your husband is saying, he is not the law!
You can also contact Community Advice Bureau, they might be able to direct you to the right help.
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