Looks like I may have joined this conversation too late, but if anyone has problems with or is looking for the most suitable international medical insurance plan to match their needs, then please contact me. We also have access to a UNIQUE scheme, run through one of the market leaders, that covers PRE-EXISTING CONDITIONS, OFFERS A TOP LEVEL OF COVER AND IMPOSES NO AGE-RELATED INCREASES (subject to terms & conditions)FOR INDIVIDUALS. It is most cost-effective for people from 45 years onwards, those looking for Worldwide cover incl USA or those with large families. If you are interested, please email at
akading@ihc.co.uk.