News Medical, Health and Fitness

help on choosing expat health insurance.

ORIGINAL POST
Posted by mils 16 yrs ago
Hi Im looking for some help with insurance. I want to know which companies deal with pregnancy well and how long you need to be with the company before they will cover all costs.

Any one help?

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COMMENTS
Andrew@RS 16 yrs ago
Hi mils


All of the international health insurance plans offer maternity cover under their plans. The waiting period depends on the plan taken and is either 10 or 12 months.


Andrew

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mils 16 yrs ago
Thanks Andrew,

I understand their reasoning behid that..but does anyone knw of a cmpany with a shorter waiting period? Thanksxx

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Andrew@RS 16 yrs ago
There one company with a 3 month waiting period. But the conception must be after the 3rd month. Therefore the minimum period is also 12 months. The minimum waiting period essentially is 10 months. Andrew

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mils 16 yrs ago
Thanks.do you know the name of the company?

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Andrew@RS 16 yrs ago
There are 2 companies, Allianz and BUPA, and I do business with both of them.

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mils 16 yrs ago
Thanks andrew. I am currently with bupa international..my understanding was that they had a 12 month waiting period before you claim maternity coverage? Am i wrong? I wil look into Allianz.

Thanks for all your helpxx

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Andrew@RS 16 yrs ago
BUPA's policy changed as of 1st April. Although if you are on the 12 month plan you need to wait until the renewal of your policy, before they upgrade your plan to the 10 month plan.


BUPA's prices are slightly more expensive than the Allianz prices. However Allianz also requires you to insure your husband or partner under a Hospital, Outpatient and Maternity plan aswell.

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ems2000 16 yrs ago
I would like to find out about general health insurance policies that cover for doctor visits and cronic illness etc. I have had a quote from HSBC but would like to find out from others, infividuals who have bought etc, what is the best value etc

I know the company schemes are often the best value but unf neither myself or my husband's companies provide this so we need to get it ourselves.

Thanks!

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andrewhsu 16 yrs ago
When I had insurance questions when I moved to HK, i called a company called Pacific Prime (www.pacificprime.com). I forgot who i spoke with, but they were extrememly helpful and informative. Hope this helps!

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Andrew@RS 16 yrs ago
ems2000,

There are many insurance brokers able to help you. You are best to shop around.

Andrew@RS

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