Posted by
                                dizzyhytes
                                17 yrs ago
                            
                            
                                
                                    My company provides a terrible medical plan through which covers virtually nothing.  I tried to make inquiries for private insurance through a couple of brokers who tried to sell me international medical insurance plans which were between USD2-6K per year for my age (under 40).  
I think this is outrageous and am only after a decent HK-only medical and dental plan.  Does anyone have any advice on some decent local medical plans with dental? Is there a moratorium period before they will allow claims?
                                
                                
                             
                            
                                
                                
                                
                            
                         
                        
				
                            
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                                    As a broker I know how expensive these international plans are.  But as Christian says, it's all down to the private doctors and hospitals.  We do offer local insurance plans, although the benefits are not nearly as good and extensive as the international plans.
Andrew
                                
                                
                             
                            
                                
                                
                                
                            
                         
                        
				
                            
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                                    Thank you for your responses.  Andrew, will you be able to provide more information on the local plans which you have please? 
Thanks
                                
                                
                             
                            
                                
                                
                                
                            
                         
                        
				
                            
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                                    There are many different plans available.  May be you could contact me to discuss the details.  My contact details are here:
http://hongkong.asiaxpat.com/directory/expat-health-services/insurance/5884/rs-insurance-brokers-ltd/ 
Andrew
                                
                                
                             
                            
                                
                                
                                
                            
                         
                        
				
                            
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                                    Hi,
If you need any additional information on medical plans, hopefully at Prudential we can offer the right plan to meet your needs. I'm curious to know, if you don't mind answering, is what sort of package are they offering or should I say given you? 
Yvonne
                                
                                
                             
                            
                                
                                
                                
                            
                         
                        
				
                            
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