Posted by
bin01966
14 yrs ago
My daughter is being harassed by debt collectors everyday and even in the middle of the night. She is verbally threatened of going to jail if she doesn't pay immediately. I am helping her out with the payments but we can not pay the whole amount with the timeline these debt collectors gave her. The debt incurred by her was due to a recent emergency medical expenses. Is there any agency that can help her out?
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Obviously, threatening her with jail is just a empty blather since debtor's prisons are a thing of the past in common law jurisdictions like Hong Kong; debts are a civil, not a criminal matter. If you have the ability to record these phone calls that would probably be a good idea so that you will have evidence of what these people are saying. If they make any threats of violence you can go directly to the police who will deal with it.
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Thank you for your response and I will let my daughter know. The thing that's bothering me is that according to my daughter, there are times the debt collectors would show up with the police at her doorsteps. They would bang her door so loud that neighbors are complaining already. I assume it's normal procedure for "out of court" collection by these heartless debt collectors.
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Oly88, p.mason,
Thanks for the advice. It's really hard when I am away from my daughter and can't do anything but to make phone calls or go to forums for advice. I emailed the local police and tried to call them already. We are still sorting out the money issue because the initial amount we already paid broke our banks.
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