Looking for some ideas on the best health insurance and hospital recommendations . Just starting to plan on having a family and getting a little organised.
I have heard that the public hospitals here are we you are sent in an emergency so should i go there or to the Matilda?
Any thoughts would be welcome
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I think ALL insurances in HK - you need 12 month coverage BEFORE you actually get pregnant. SO if you're already pregnant, qualifying for maternity coverage is impossible. If not - I think the best one is by Allianz - the international plan where 100% is covered. (A matilda hosptial stay all bells and whistles including midwife visits too.)
Public health system hospitals are also good - just learned recently that you are "zoned" for a particular hosptial based on where you live. It's incredibly cheap to have your baby, and the care is very good. People complain about the food (it is disgusting) and the "factory processing line" feel of the hospital - but my best pregnancy experience has been through the public system in HK.
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crj
18 yrs ago
Allianz - but do a search on this forum, because you need to get the International (not Asia) premier/gold plan to get full coverage.
This is covered in detail in an earlier thread.
Search for 'Allianz'
And contact Neil@kwiksure.com for any more details...
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I think Allianz is a 10 month stand down period
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JH1
18 yrs ago
You can also look into GlobalHealth plans. They have a 3 month waiting period for maternity coverage, although the cap is lower than Allianz. You can contact fanny@healthcare-one.com.
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Sky
18 yrs ago
I found that Allianz greatly increased their premiums for Hong Kong this year.
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