100 percent mortgage

Hello everyone I want to know if one could get 100% mortgage from a bank if the credit history is healthy. The thing is i dont have saving to put the down payment for the property. I want to buy it for personal and long term use. I am 27 and have constant income of 17K.


would it be wise to a take a loan of 10% of the property price for 4 years and use it as a down payment. I want to know, if this could damage my chances of securing mortgage on the property. I am not looking for high priced property but around 1.2 m flat. I have seen couple of it and looking a way secure atleat 100% mortgage or 95. Even thought some banks advertise for 95% mortgage i heard it is only for government flats and It just scares me what if i couldnt secure the mortgage and i will lose the what ever down payment i put on the property. Please advice

Go to a bank and ask if they're going to give you a loan. Unfortunately, your current financial situation doesn't seem good (in a bank's point of view), but you'll be 100% sure if you talk to a bank.

If Vick still doubts the comments/advice in this thread, he still can go to a bank and see/hear for himself what a bank would say.